The Minimum Amount Allowed by Law

 Kansas car insurance requirements are pretty involved so on this page were going to break things down to help make it a little easier to understand. Anyone that drives a car in the state of Kansas is required by law to keep at least a minimum amount of liability auto insurance. The minimums are known as a 25/50/10 coverage plan which means that you must have at least $25,000 of bodily injury liability coverage per injured person up to a total of $50,000 per accident. You must also have at least $10,000 worth of property damage liability coverage.

PIP - Personal Injury Protection

 The 25/50/10 plan discussed above is liability coverage to protect the other party if you are at fault in an accident. In addition to liability coverage Kansas car insurance requirements also state that drivers must carry a minimum amount of personal injury protection also known as PIP coverage. PIP coverage is a plan where your insurance provider will pay for your claims regardless of who is at fault in an accident. The minimum amount of PIP coverage under Kansas car insurance requirements is $4500 for personal medical expenses, $900 per month for one year for disability or loss of income, $25 per day for in-home services, $2000 for funeral, burial or cremation expenses and $4500 for rehabilitation expenses.

Uninsured/Underinsured Motorist Coverage

 Auto insurance requirements in Kansas also state that drivers must maintain a minimum amount of uninsured/underinsured coverage as well. The minimums are $25,000 per person up to $50,000 per accident for uninsured and underinsured motorists.

 Kansas car insurance requirements are some of the most complicated in the country. If you have additional questions that need to be answered you can call a local insurance agent or you can contact the department of insurance @ http://www.ksinsurance.org/